With the beautiful weather summer brings, what’s better than going to the lake and spending the entire afternoon on your boat or watercraft? Unfortunately, life is unpredictable; this can manifest in many different ways. Below, I will explain what Boat and Watercraft insurance covers and why you should consider investing in this insurance.
Boat and Watercraft insurance covers a multitude of possibilities. These include, but are not limited to:
- Property Damage
- Damage of other’s property with the insured being at fault
- Injury
- Injuries, cost for legal defense
- Collision
- Repairing or replacing watercraft after a collision
- Comprehensive Coverage
- Storm damage, fire, vandalism, theft, etc.
Although watercraft are fun, they can become serious liabilities. Aside from the fact that many states require liability coverage, common issues such as property damage, dealing with underinsured individuals, and the possibility of personal liability should be seriously evaluated. It is best to mitigate these predicaments by investing properly in Boat and Watercraft insurance. Contact me if you have additional questions or are interested in getting Boat or Watercraft insurance! Call me at (612) 440-1306 or email me at info@agentminsurance.com!
